Fijishi Procurement Review - Review of AI contracts for override independence, IP completeness and upgrade independence.
What the Procurement Review reads
The Fijishi Procurement Review reads AI contracts for firms, including insurers and reinsurers. When a firm buys or renews an AI tool for underwriting, claims, credit or another consequential decision, the contract settles much of what the firm can later show: whether it could stop the tool's decisions, whether it holds what it needs to explain them, and whether the vendor can change the model without it. Fijishi reads one named contract against three criteria.
The problem this addresses
An AI tool bought from a vendor can leave key capabilities with the vendor: the ability to override or switch off its decisions, the documentation and data needed to explain and audit them, and control over when and how the model changes. Those capabilities are set in the contract. Fijishi reads it before signature, when terms can still be negotiated, or after, to document the dependency the firm has taken on.
The three criteria
- Override independence – can the firm itself override, suspend or switch off the tool's decisions, or does that capability remain, technically or contractually, with the vendor?
- IP completeness – does the contract give the firm the documentation, data and rights it needs to explain, audit and keep operating the tool's decisions, including on exit, or does meaningful capability remain vendor-held?
- Upgrade independence – can the vendor change or replace the model without the firm's notice or approval, and can the firm upgrade or keep operating the tool without recurring dependency on the vendor's proprietary components or approval?
The product
Procurement Pre-Signature Review: one named AI contract, read against the three criteria, before or after signature. It is fixed in scope. The fee is fixed at intake, before any work begins, based on the contract's complexity, and does not depend on the finding. Intake has no fee.
See an illustrative finding (hypothetical; not a client engagement).
Sharing your finding
The client owns the finding and may share it with anyone it chooses – for example its reinsurer, capacity provider, auditor or board. If the client quotes the finding publicly, it quotes it whole, with its date and the requirement it was measured against. Fijishi does not share a finding with anyone else without the client's written agreement.
What the Procurement Review does not do
Fijishi does not design, build, sell or supply AI systems, and a Procurement Review does not certify or endorse vendors or contracts. A finding is an independent technical reading of one contract to support the firm's own decision. It is not legal advice. The firm owns the finding outright.
Fijishi does not accept an engagement from, or a fee from, the vendor whose contract it reads.
Fijishi does not bill by the hour and does not offer open-ended retainers. Fijishi does not certify a system it helped design or build.
Start an engagement
Write to protocol@fijishi.com with the AI tool, the contract (or draft contract) and any deadline, such as a signature or renewal date. We reply within 5 business days. Start an engagement