Fixed future dates, soonest first. A date shown as "By …" is the latest date allowed; "Later in 2026" and "Q1 2027" are the regulator's own words.
Every row checked against its source on 7 October 2026 unless the row gives another date.
| Date | Jurisdiction | What happens | Status | Applies to | Source & Index |
|---|---|---|---|---|---|
| 26 October 2026 | United States (Colorado) | Comments close on draft SB 26-189 rules | Attorney General's draft rules filed 11 August 2026; to be adopted before 1 January 2027 | Developers and deployers of automated decision-making technology · All sectors | Attorney General's page (observed 7 October 2026) · Index: US-FED |
| 30 October 2026 | Bermuda | Comments close on BMA AI guidance | Consultation draft; not in force | BMA-regulated entities · Insurance; Banking & credit | Regulator consultation paper, Friday, 14 August 2026 · Index: BM |
| 2 December 2026 | European Union | Deferral of AI Act Article 50(2) marking ends | Applies to systems placed on the market before 2 August 2026; Article 50(1) already applies | Providers of generative AI systems · All sectors | Commission guidance, last updated 24 July 2026 · Index: EU, DE, IE, LU |
| 10 December 2026 | Australia | APP 1.7–1.9 disclosure duty commences | Enacted; applies to decisions made or informed by computer programs that significantly affect individuals | APP entities · All sectors | Regulator release, published 30 September 2026 · Index: — |
| By 31 December 2026 | Pakistan | AI Directorate and SECP sandbox planned | Policy target: "2026" in the policy's action matrix (items 15–16); not a legal deadline | Not stated | Government policy (undated) · Index: PK |
| Later in 2026 | United Kingdom | FCA good and poor practice report on AI | Announced by the FCA | Not stated | Regulator press release, 21/04/2026 · Index: UK |
| 1 January 2027 | United States (Colorado) | SB 26-189 takes effect | Signed 14 May 2026; enforcement paused under a court stay (D. Colo., 1:26-cv-01515) until 14 days after a ruling on a preliminary-injunction motion not yet filed | Developers and deployers of automated decision-making technology · All sectors | Attorney General's page (observed 7 October 2026) · Index: US-FED · note 1 |
| Q1 2027 | United Kingdom | FCA AI Live Testing evaluation report | Announced by the FCA | Not stated | Regulator press release, 21/04/2026 · Index: UK |
| 1 May 2027 | Canada | OSFI Guideline E-23 takes effect | Published 11 September 2025; not yet in effect | Federally regulated financial institutions · Insurance; Banking & credit | Regulator guideline, published September 11, 2025 · Index: CA |
| 1 May 2027 | Canada (Quebec) | AMF Guideline on the use of AI takes effect | Published March 2026; not yet in effect | Authorised insurers, financial services co-operatives, trust companies and deposit institutions · Insurance; Banking & credit | Regulator guideline, mars 2026 · Index: CA |
| 7 October 2027 | Singapore | MAS AI Risk Management Guidelines take effect | Issued 7 October 2026; MAS "supervisory expectations" (para 1.1) | All financial institutions, as defined in the Financial Services and Markets Act 2022 · Insurance; Banking & credit | Regulator guidelines, 7 October 2026 (printed), para 1.8 · Index: SG · note 2 |
| 2 December 2027 | European Union | AI Act Annex III high-risk requirements apply | Date set by Regulation (EU) 2026/1744 | Providers and deployers of high-risk AI, incl. life and health insurance pricing · All sectors | EU law, OJ 24 July 2026 · Index: EU, IE |
| January 2028 | Taiwan | Agencies' rules due under the AI Basic Act | Art. 18: within two years of the Act taking effect | Government agencies, including the Financial Supervisory Commission · All sectors | Statute, promulgated 14 January 2026 (ROC 115) · Index: TW |
| By 17 July 2028 | Japan | Personal information law amendments commence | Promulgated 17 July 2026; most provisions take effect within two years, on a date set by Cabinet Order (supplementary provisions) | Businesses handling personal information · All sectors | Regulator release, 17 July 2026 · Index: JP |
| 7 October 2028 | Singapore | Sections 5–6 of the MAS Guidelines to be met | Issued 7 October 2026; MAS "supervisory expectations" (para 1.1) | All financial institutions, as defined in the Financial Services and Markets Act 2022 · Insurance; Banking & credit | Regulator guidelines, 7 October 2026 (printed), para 1.8 · Index: SG · note 2 |
- The enrolled act could not be opened on 7 October 2026; the signing date is from the Governor's release of 14 May 2026.
- Both Singapore rows were checked against the Guidelines PDF (printed date 7 October 2026) on 8 October 2026. Para 1.8: "These Guidelines take effect on 7 October 2027. FIs may meet the expectations set out in Sections 3 to 4 from 7 October 2027, and Section 5 and 6 of the Guidelines by 7 October 2028." The Guidelines apply to "all FIs" (para 2.1); their footnotes refer to the insurance sector (fn 4) and to insurance underwriting (fn 12).